An Insurance Loss Assessor is a claims expert who represents you—the policyholder—to manage and negotiate your insurance claim, ensuring you receive the maximum settlement you are entitled to. Unlike loss adjusters, who are appointed by insurers to protect the company’s interests, loss assessors work solely for you, safeguarding your rights and handling every aspect of the claims process.

With specialist expertise in insurance policies, property restoration, and claims negotiation, a loss assessor ensures:
✔ Every detail of your claim is thoroughly documented.
✔ Your losses are accurately assessed and valued to prevent underpayment.
✔ You are protected from delays, rejections, or unfair settlements.

By having a dedicated professional advocating on your behalf, you can be confident that your claim is handled efficiently, fairly, and in your best interests.

Navigating an insurance claim can be overwhelming, but a Loss Assessor ensures the entire process is handled professionally and in your best interests. Their role includes:

✔ Thorough Damage Assessment – Conducting a detailed inspection to ensure every loss is accurately documented and accounted for.

✔ Complete Claims Management – Handling all paperwork, insurer communications, and negotiations, so you don’t have to deal with the complexities of the process.

✔ Expert Negotiation – Engaging directly with loss adjusters and insurance representatives, ensuring your claim is fairly assessed and maximised.

✔ Full Property Restoration Oversight – Coordinating and overseeing reinstatement works to ensure your property is restored efficiently and to the highest standard.

With a Loss Assessor advocating for you, your claim is managed with precision, expertise, and determination, giving you peace of mind and the best possible settlement.

While not mandatory, engaging a Loss Assessor is one of the smartest moves you can make when handling an insurance claim. Without expert representation, you risk delays, underpayments, or even rejected claims, as insurers often leverage complex policy terms to their advantage.

A Loss Assessor works solely for you—not the insurance company—ensuring your claim is managed accurately, negotiated fairly, and settled in your best interests. With a professional overseeing the process, you maximise your entitlement while avoiding the stress and complexity of insurer negotiations.

Our Loss Assessing service is completely free to policyholders, as long as our trusted, vetted contractors carry out the reinstatement works. Unlike some Loss Assessors who only handle claim negotiations, we provide a comprehensive service, managing the entire process from initial damage assessment to full property restoration—at no extra charge to you.

Important Cost Considerations:
✔ Policy Excess – Any excess specified in your insurance policy remains your responsibility and must be paid as per your agreement.
✔ VAT for VAT-Registered Policyholders – If you are VAT-registered, you are responsible for paying the VAT on the settlement amount upfront, but you can reclaim this through HMRC on your next VAT return.

By choosing our end-to-end claims management, you benefit from expert representation, maximum compensation, and high-quality reinstatement—without hidden costs or unexpected fees.

We specialise in comprehensive claims management and reinstatement services, ensuring you receive the full settlement you deserve while minimising disruption to your home or business. Our expertise covers:

✔ Water Damage – Leaks from burst or frozen pipes can lead to structural issues and property damage. We coordinate professional drying services and oversee repairs to restore your property efficiently.

✔ Fire Restoration – Fires can cause significant destruction and emotional distress. We handle your claim, ensuring all damage is properly assessed and restored. If required, we arrange temporary accommodation.

✔ Flood Recovery – Severe flooding can make a property uninhabitable for long periods. We manage the entire restoration process, ensuring all fixtures, fittings, and furnishings are reinstated.

✔ Storm Damage – Extreme weather conditions, such as high winds, heavy rain, hail, and snow, can compromise the structure of your property. Our team ensures rapid assessment and repairs to restore safety.

✔ Impact-Related Structural Issues – Vehicle collisions or falling objects can cause extensive structural damage. We manage the claim and, where applicable, assist in recovering costs from responsible parties.

✔ Subsidence & Heave – Ground movement can lead to serious instability. Whether your property is sinking due to subsidence or shifting due to heave, we ensure a thorough assessment and expert repairs.

If your property has sustained damage, we take full control of the claims process—negotiating with insurers, overseeing reinstatement works, and securing the settlement you’re entitled to.

Contact us today for expert claims support.

Our team is ready to step in immediately. Engaging a Loss Assessor at the earliest stage strengthens your position and increases the likelihood of securing a fair and timely settlement. Get in touch today, and let our experts handle the process, ensuring a smooth and hassle-free resolution.

Handling an insurance claim can feel overwhelming, but our structured, expert-led approach ensures a clear, efficient, and hassle-free experience at every step.

1. Get in Touch: Call us at 03330115580 or fill out our online form below. We’ll assess your situation and schedule a Loss Assessor visit at a time that suits you.

2. Thorough Damage Inspection: Once you appoint us to handle your claim, our expert conducts a full property assessment, documenting the extent of the damage and preparing a detailed report to support your case.

3. Complete Claims Management: We take over all communications with your insurer, including liaising with their loss adjusters and specialists, ensuring your interests are fully protected.

4. Negotiating the Best Settlement: Our experienced team deals directly with the insurer, securing the highest possible payout, while ensuring the process moves forward without unnecessary delays.

5. Agreement & Excess Payment: Once the settlement is confirmed, we go over the repair plan with you, collect any applicable policy excess, and arrange for restoration work to commence.

6. Appointing Trusted Contractors: We engage fully vetted, professional contractors to ensure all repairs are carried out to exceptional standards.

7. Overseeing the Restoration: Your dedicated Loss Assessor supervises the entire repair process, guaranteeing quality workmanship and timely completion.

8. Final Inspection & Your Approval: Once repairs are finished, we walk through the completed work with you, ensuring it meets expectations. Your feedback is invaluable and helps us maintain the highest service standards.